MPay_Transaction

Introduction

Define rules related Majority Pay Transactions

Features used in the decision point

Features	Display format in Hydra	Feature Type	Discription
senderId/MajorityPaymentUpdatedEvent/last1d/amount/tx/count/int	Sender.1day.Sent.Count	Record Feature	Number of successful attempts that the sender sent money within a day
senderId/MajorityPaymentUpdatedEvent/last1d/amount/sum/double	Sender.1day.Sent.Total	Record Feature	Total amount that the sender sent in a day
senderId/MajorityPaymentUpdatedEvent/last30d/amount/sum/double	Sender.30day.Sent.Total	Record Feature	Total amount that the sender sent in a 30 day
receiverId/MajorityPaymentUpdatedEvent/last1d/amount/tx/count/int	Receiver.1day.Received.Count	Record Feature	Number of successful attempts that the recipient received money within one day
receiverId/MajorityPaymentUpdatedEvent/last1d/amount/sum/double	Receiver.1day.Received.Total	Record Feature	Total amount that the recipient got within a day
receiverId/MajorityPaymentUpdatedEvent/last30d/amount/sum/double	Receiver.30day.Received.Total	Record Feature	Total amount that the recipient gets in 30 days
input/MPay_Transaction/amount/double	MPay.Input.Amount	Local Feature	Input amount

Rules

Staging Environment

https://stage-hydra.majority.com/risk/decision-points/MPay_Transaction

Error messages that were introduced to Mpay

Error Message Title	Error Body
Something went wrong	You are temporarily unable to make a payment. Please try again later.
Unable to pay	You cannot pay this MAJORITY member at this time. Try again tomorrow.
Unable to pay	You cannot pay this MAJORITY member at this time. Try again later.

Sample Risk Response

{
  "Actions": [],
  "actionId": null,
  "allRuleDecision": "Deny",
  "decision": "Deny",
  "decisionDate": "2023-05-12T13:02:55.217135Z",
  "decisionId": "b7f87333-9bb8-4fb2-ad26-563cf8c29950",
  "decisionPoint": "MPay_Transaction",
  "inputData": {
    "input/MPay_Transaction/amount/double": "1.0",
    "receiverId": "8d20ed6c-9c34-44d6-967f-90e0fa2f6014",
    "senderId": "dba5592c-e16b-4d94-a736-1d00cb420c94"
  },
  "liveRuleDecision": "Allow",
  "parameterMatches": [],
  "rules": [
    {
      "actions": [],
      "isTriggered": false,
      "order": 1,
      "result": "Allow",
      "ruleId": "625a76df-a727-4754-b35c-04c70868c297",
      "ruleName": "MPay Sender Daily Amount Limit",
      "ruleState": "Shadow",
      "userMessage": null,
      "version": 7
    },
    {
      "actions": [],
      "isTriggered": false,
      "order": 2,
      "result": "Allow",
      "ruleId": "963825f5-e8a2-47fc-8bf4-42f6aae07c3e",
      "ruleName": "MPay Recipient Daily Amount Limit",
      "ruleState": "Shadow",
      "userMessage": null,
      "version": 11
    },
    {
      "actions": [],
      "isTriggered": false,
      "order": 3,
      "result": "Allow",
      "ruleId": "c9a49183-1c26-432c-9e36-f790050f0ae7",
      "ruleName": "MPay Sender Monthly Amount Limit",
      "ruleState": "Shadow",
      "userMessage": null,
      "version": 10
    },
    {
      "actions": [],
      "isTriggered": false,
      "order": 4,
      "result": "Allow",
      "ruleId": "d3016924-14cd-4c2d-a1d7-6d752adffbfa",
      "ruleName": "Mpay Sender Transaction Amount Limit",
      "ruleState": "Shadow",
      "userMessage": null,
      "version": 7
    },
    {
      "actions": [],
      "isTriggered": true,
      "order": 5,
      "result": "Deny",
      "ruleId": "a68f0bdd-d681-46b4-8f76-f46f30eafed6",
      "ruleName": "MPay Recipient Monthly Amount Limit",
      "ruleState": "Shadow",
      "userMessage": {
        "body": "You cannot pay this MAJORITY member at this time. Try again later.",
        "buttonText": "Ok",
        "title": "Unable to pay"
      },
      "version": 6
    }
  ],
  "userId": null,
  "variables": {
    "input/MPay_Transaction/amount/double": 1,
    "receiverId/MajorityPaymentUpdatedEvent/last1d/amount/sum/double": 26,
    "receiverId/MajorityPaymentUpdatedEvent/last30d/amount/sum/double": 258.8,
    "senderId/MajorityPaymentUpdatedEvent/last1d/amount/sum/double": 3,
    "senderId/MajorityPaymentUpdatedEvent/last30d/amount/sum/double": 4
  }
}